Founded in 2016, Flow is a credit management company that is transforming the business of unsecured consumer finance through AI technology and ethical practices in the APAC region. This is done by promoting ethical, responsible collection and financial inclusion to empower consumers in underserved economies. Headquartered in Singapore, the company launched its operations in Vietnam, Indonesia and India. Flow is run by a strong founder led management team with deep operational experience in banking, credit management services and consumer finance. Flow has recently completed a US$6.0m Series A round and their investors include Dymon Asia Ventures, SIG Asia Investments, Digital Ventures, the venture arm of Siam Commercial Bank, and DEG, a development finance institution and a subsidiary of KfW Group of Germany. Check them out at https://www.flow-tech.ai/.