Akulaku is a leading fintech unicorn in Southeast Asia, offering a full suite of financial services including digital banking, consumer credit, digital investment, and insurance brokerage services to an emerging market with an underserved but creditworthy and fast-growing consumer group. Its digital banking platform is through IDX listed bank, PT Bank Neo Commerce.

Key Operations: Indonesia, Malaysia, Philippines, Vietnam

Industry: Fintech

Founded: 2014

Founders: William Li, Gordon Hu

Website: https://www.akulaku.com/



FlixStock is a full-stack imagery solution provider that helps fashion brands and retailers create high- quality, eCommerce-ready on-model images effortlessly and economically. Flixstock’s market-leading AI engine generates 4k high resolution on-model images with just single mannequin shots of the garments without the need of human models.

Key Operations: US, Singapore, India

Industry: Fashion Tech

Founded: 2015

Founder: Harindar Keer, PhD

Website: https://en.flixstock.com/



Flow is a credit management company that is transforming the business of unsecured consumer finance through AI technologies and ethical practices in Asia. Flow’s data-driven collection strategies have enabled remarkable recovery rates for top financial institutions and technology companies in India, Indonesia and Vietnam.

Key Operations: Indonesia, Vietnam, India

Industry: Fintech

Founded: 2016

Founder: Tomasz Borowski

Website: https://www.flow-tech.ai



Pace is a fintech company that partners with merchants and retailers to provide shoppers with Buy-Now, Pay-Later (BNPL) payment options, allowing them to spend less upfront and spread their purchases over 3 interest-free instalments.

Key Operations: Singapore, Malaysia, Hong

Industry: Fintech

: 2020

Founders: Turochas Fuad

Website: https://pacenow.co/


Trusting Social

Trusting Social is a fintech company that brings together big data technologies, advanced credit modeling, and mobile data in providing alternative credit scoring for emerging markets. The company aims to provide 1 billion credit scores to unbanked consumers within Southeast Asia and India for a start.

Key Operations: Vietnam, Indonesia, India

Industry: Fintech

Founded: 2013

Founders: Nguyen Nguyen, Tuyen Huynh

Website: https://trustingsocial.com/